As a small, independent brokerage, we rely heavily on our community of clients, associates and fellow colleagues to keep us strong. By working with a community-based mentality, we are stronger, more effective and more helpful than we had ever dreamed possible. Taking the time to develop relationships, know our clients, their hopes and their dreams, allows us to tailor financial solutions that achieve their dreams and find the Serenity in their financial profile.
Yes, we have fabulous products, rates, and service. But we are so committed to being the access point to financial freedom, that the mortgage becomes one of the tools in the toolbox that helps clients achieve their highest and best financial position. Alongside great financing with excellent mortgage companies, we have a set of custom tools:
We have developed the Serenity Calculator – a unique calculator that projects a client’s cash flow as far into the future as they need, and tells them on any given day, how much money they will have and what they should be doing with it.
Strategic analysis of debt consolidation mortgages that allow an average of $1,000 per month freed up, and a mortgage paid off in 1/3 of the time.
Our own unique real estate wealth building strategy to help clients afford the next home, mortgage freedom status, or the lifestyle in retirement they long for, but pensions alone cannot provide.
A coaching program for first time buyers who have nothing saved and bad credit, and we guide them through credit rehabilitation and savings to get them home ready, as far out as 3 years before the purchase date.
We offer one-to-one and couples counseling on financial behaviours and challenges, and by addressing the clients relationship and attitude towards money, we are able to unwind the automatic behaviours that keep clients from organizing their finances in a successful and rewarding way.
We are proud members of the Financial Therapy Association, and strive everyday to research and contribute to this emerging field of psychology.
We have developed our own economic model that will accurately predict, based on life history and traumatic events, how much the impact of a $30,000 credit card will have on a person’s overall net worth by retirement.
All of this to say, that we just never say never. At worst, we say “first this, then this.” At best, we build your wealth tenfold and teach you how to get into home ownership, build adequate wealth, and become mortgage free in a third of the time. We believe in everyone who is willing to believe in themselves, and we will offer anything we can to hand them the keys to the financial kingdom – a happy, calm place where every client has enough, and they can focus on the most important things in life – love, happiness, and living a life of meaning and joy.
We are deeply grateful for the opportunity to share what we do for clients, and thank you for your time.